About Us

Egypt’s enabler for digital banks, fintech, citizens, and the government’s financial inclusion agenda

eFinance’s dynamic business model and flexible organizational structure enable it to focus on multiple target markets through subsidiaries, maximizing its capacity to unlock value in the digital payments space. The Group's portfolio of subsidiaries and ancillary investments play a crucial role in its growth, unlocking synergies within its business lines and driving digital transformation in strategic sectors nationwide. This commitment aligns with eFinance's broader goal of supporting Egypt’s digital economy and contributing to financial inclusion.

With a deep-rooted presence in the digital payments space and a diversified business model, the Group is strategically positioned to capture numerous opportunities fueling its growth. eFinance aims to capitalize on Egypt's robust market fundamentals and the dynamism of its thriving digital ecosystem. The Group, offering comprehensive end-to-end solutions, aims to meet the rising demand for digital services, providing governments, businesses, and individuals with simple and convenient means for executing payments and collections.

Our Strategic Investments

As part of its strategic role as the Egyptian government’s digital transformation arm, eFinance has been chosen to play a significant role in the establishment of nationally significant ventures, such as eTax and eHealth. eTax provides services for the management, operation, and development of Egypt’s electronic tax system, while eHealth offers health technology services to Egypt’s Universal Health Insurance System and extends a selection of specialized services to players in the Egyptian healthcare sector. Additional investments include entities operating trade and transport logistics platforms, a platform for electronic utility payments, and providers of consulting, advisory, and digitization services. Finally, the Group has investments that focus on unlocking value from promising and fast-growing early-stage ventures, including a venture capital fund focused on investing in early- and growth-stage companies, as well as an up-and-coming digital banking start-up.

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Our Core Value Proposition

eFinance’s offering covers the full scale of the digital payments value chain and is further enhanced by an arsenal of value-added services, providing the Group with key competitive advantages that serve as a barrier to entry in its markets.

The Group has been able to consolidate its offering into a unique multi-service platform that has unlocked synergies and cross-selling opportunities across its operations, ultimately enhancing its ability to capture greater market share, deepen its presence, and grow its impact on Egypt’s digital economy across a wide-variety of sectors.