Taking Financial & Digital Investments To The Next Level!

eFinance Investment Group is Egypt’s leading investment management firm.

From its beginnings as the country’s first fintech platform in 2005, eFinance has grown to pioneer Egypt’s comprehensive digital transformation efforts across an unmatched range of economic sectors.

Today, the Group commands a diversified portfolio of subsidiaries and investments offering a vast array of digital services to partners and customers, driving synergies and anchoring an integrated, platform-based business model.

+BN EGP
Revenue FY2024 +34% Y-o-Y
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Years of Success
+BN EGP
Net Income FY2024 +41% Y-o-Y

Testimonials

eFinance is a leading company in various digital services that form the backbone of today's governmental services landscape.
We are proud of our strategic collaboration with eFinance, which has played a pivotal role in digitizing Egypt's agricultural sector. Through the digital agricultural network, together we achieved significant results that increased crops productivity, enhanced e-commerce, and farmers financial inclusion.
I would like to thank eFinance for its leading role in the digital governmental financial network project, the company is a strategic reliable partner for the Ministry of Finance.
Proud of the role of a great state-owned company, eFinance in enhancing the Egyptian economy by working on the development of infrastructure, this effort is demonstrated in a great way in working on the digitalization of all agricultural holdings across the country, which contributes significantly to Egypt’s vision 2030.
The launch of the digital agricultural network is a major event with the development of the agricultural sector, the system data will be a huge benefit- to the ministry through the partnership between the Agricultural Bank and eFinance.
I am thankful to eFinance for the huge and significant efforts done by its huge team in implementing the system of managing government financial information for the Ministry of Finance with high quality and efficiency.
The agricultural holding digitalization project is a vital national project which enables the decision maker to know the details of agricultural holdings and support provided to the farmer, and eFinance has played an active role in achieving this in cooperation with the Ministry of Military Production and the Ministry of Agriculture.
Proud of the successful and outstanding work with eFinance on the most important projects of the Ministry of Social Solidarity; pensions digital transformation and solidarity and dignity and I testify to them with continuous hard work in reaching the best results.
I feel happy and proud of the presence of an Egyptian national company with such a level of efficiency as eFinance, through my work in previous years my confidence in the team of the company increased and I congratulate the company on its continuous success.
I thank the eFinance team for the great efforts in activating the electronic agricultural holding system in cooperation with the team of the Ministry of Agriculture and the Ministry of Military Production.
eFinance has played a major role since the kickoff of the Egyptian census project by evaluating the infrastructure, proposing recommendations, raising its efficiency, and providing continuous technical support which was the main contributor to managing crises and enhancing our business processes.

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Latest News

EFIG & Helwan University Launch Digital Services to Advance Financial Inclusion & Digital Transformation

Helwan University today unveiled a comprehensive suite of digital services in collaboration with eFinance Investment Group, a leading fintech company in Egypt and Africa. This initiative marks a significant step in accelerating digital transformation and promoting financial inclusion within the education sector.The launch event, held at the university’s Arts and Culture Complex, featured an overview of Helwan University, a video presentation of the new services, and speeches highlighting the importance of collaboration between academia and the digital financial sector. A panel discussion also explored the future of digital transformation in higher education.A New Era of Smart Campus ServicesAs part of its commitment to enhancing student life and creating a fully digital learning environment, a unified smart app was introduced. The app allows students to:•    Stay updated with university news•    Receive a digital student ID card with a QR code•    Pay tuition and bills electronically•    Receive digital receipts•    Track class schedules and academic evaluations•    Get instant support and assistanceAdditionally, the university launched a smart ID card integrated with the Rize app, offering a secure, all-in-one solution that combines student identification with financial services. The card empowers students to manage their finances early on, enabling:•    Money transfers•    Secure online shopping•    ATM withdrawals and deposits•    Bill payments and mobile top-ups•    Access to exclusive student discountsThe card also serves as an official university ID, displaying the student’s name, photo, and faculty, ensuring a seamless experience that merges academic and financial functionalities.Leadership PerspectivesIbrahim Sarhan, Chairman and CEO of eFinance Investment Group, stated:“Investing in digital education is a strategic priority for us. It enhances learning quality, expands communication, and supports economic efficiency. Our partnership with Helwan University reflects our commitment to Egypt’s digital transformation and financial inclusion goals. The unified app and smart card represent a major leap forward in campus services.”Prof. Dr. El-Sayed Kandil, President of Helwan University, added:“This launch is a pivotal milestone in our vision to modernize education and simplify student life through technology. Our collaboration with eFinance demonstrates the synergy between academia and the digital financial sector, positioning Helwan University as a forward-thinking institution aligned with Egypt’s digital agenda.”Toward a Digitally Empowered FutureThis initiative marks a transformative moment for Egyptian universities, fostering a digitally aware student community ready for the demands of the digital economy. It reinforces Helwan University’s role as a pioneer in integrating technology into higher education, in line with Egypt’s national digital transformation strategy. 

Ministry of Health Signs MoU with eFinance to Provide E-Payment Services

Dr. Khaled Abdel Ghaffar, Deputy Prime Minister and Minister of Health and Population, witnessed the signing of a Memorandum of Understanding between the Ministry and eFinance, the digital operations arm of eFinance Investment Group, to provide electronic payment services for the Ministry’s headquarters, affiliated bodies, and hospitals through available e-payment channels.Dr. Hossam Abdel Ghaffar, the Ministry’s Spokesperson, stated that the MoU was signed by Dr. Mohamed Abdelwahab, Permanent Representative of the Ministry, and Eng. Hossam El-Gouly, CEO of eFinance.The agreement aims to offer digital solutions for collecting service fees across the Ministry and its affiliates via the Electronic Payment and Collection Center. eFinance specializes in digital payment systems compatible with government accounting frameworks and Egyptian banking systems. It also operates a secure, nationwide digital infrastructure aligned with global standards and national security requirements.The MoU includes linking the Ministry’s systems with the Electronic Payment and Collection Center, based on the technical needs of the e-payment system, particularly for automated services. It also outlines daily reconciliation procedures using the Center’s reports and the provision of suitable payment channels.Following the signing, Dr. Abdel Ghaffar held a meeting with company representatives to discuss implementation mechanisms. He reaffirmed the Ministry’s commitment to the national strategy for digital payments, in line with Law No. 18 of 2019 regulating non-cash transactions, and emphasized the Ministry’s role in advancing financial inclusion.The Minister highlighted that the new system will simplify processes for citizens interacting with the Ministry and its affiliates. A pilot phase has already begun for services provided by the Central Administration for Non-Governmental Therapeutic Institutions and Licensing.Attendees from the Ministry included:•    Dr. Mohamed El-Tayeb•    Dr. Mohamed Abdelwahab•    Dr. Mohamed RamadanAttendees from eFinance included:•    Eng. Ibrahim Sarhan•    Eng. Hossam El-Gouly•    Eng. Ahmed Ismail

eHealth, A Strategic Partner for Africa Health ExCon 2025 with the Universal Health Insurance Authority

eHealth recently participated for the fourth consecutive year as a strategic partner to the Universal Health Insurance Authority (UHIA) at the Africa Health ExCon 2025. This engagement underscores eHealth's ongoing commitment to driving digital transformation in Egypt's health sector.The fourth edition of Africa Health ExCon was inaugurated by Dr. Khaled Abdel Ghaffar, Deputy Prime Minister and Minister of Health and Population, under the patronage of President Abdel Fattah El Sisi. This event is a pivotal gathering for health sector leaders across the continent, showcasing cutting-edge solutions in healthcare and health insurance.eHealth's continued collaboration with the UHIA aims to accelerate the delivery of innovative digital solutions nationwide for the Universal Health Insurance System (UHIS). This partnership is designed to enhance patient experience, improve the digital governance of health services, and ultimately boost the efficiency and quality of healthcare across Egypt.Mr. Ibrahim Sarhan, Chairman and Managing Director of eFinance Investment Group, affirmed eHealth's readiness to expand the digital system across the country, leveraging its robust investment capabilities and expertise to establish a comprehensive, equitable, and sustainable health insurance system. This aligns with eHealth's role as a national technical partner in Egypt's digital and health transformation.During its participation, eHealth showcased a suite of advanced digital solutions. These included management systems for clinics, primary care centers, and pharmacies, along with a digital claims portal that directly links medical service providers to electronic patient records and the health insurance system. They also presented specialized digital health services for medical coding and an integrated data analysis platform to support informed decision-making based on health service performance.Mr. Akram Reda, CEO of eHealth, highlighted that these innovative digital solutions enhance the effectiveness of services provided to beneficiaries through the private sector and strengthen data governance within the UHIS, ensuring the sustainability of digital transformation gains.eHealth also took part in a panel discussion titled "Leading the Next Generation of Smart Health Insurance," focusing on strategies, scalable AI, local readiness, and global success stories.On the sidelines of the conference, eHealth formalized two significant partnerships:* A cooperation protocol with Wasla Company to expand digital service provision to health facilities by integrating technical systems and enhancing operational procedures.* A cooperation protocol with GS1 to boost the traceability and digitization of medicines and medical supplies within the UHIS, adopting global standards to reduce waste and improve supply chain efficiency.These agreements demonstrate eHealth's dedication to forging strategic partnerships to build an integrated digital health ecosystem, supporting Egypt's national health transformation goals.